Life is full of surprises, and some of them can be unpleasant, like discovering that your homeowners insurance doesn’t cover a certain type of damage. It’s important to know what is and isn’t covered so you can be prepared for the unexpected.
Here are some common home hazards that may or may not be covered by basic homeowners insurance policies:
It’s important to note that coverage for these hazards can vary depending on your insurance company and your policy. Be sure to review your policy carefully with your insurance agent to understand what is and isn’t covered.
If you’re concerned about a particular hazard, such as flooding or earthquakes, you can purchase additional coverage to protect your home and belongings. Your insurance agent can help you choose the right coverage for your needs and budget.
Don’t wait until it’s too late to find out if your homeowners insurance is enough. Contact your insurance agent today to review your policy and make sure you have the coverage you need.
Here are some additional tips for protecting your home and belongings from unexpected hazards:
By taking these steps, you can help protect your home and belongings from unexpected hazards.